For the love of your business

Articles to LIFT Your Life and Business

What Insurance Do I Need?

Q: What insurance do I need? – New Biz Owner A: Dear Biz: Liability insurance is a valuable form of protection needed by most businesses. Choosing the right policy for your business can be tricky, so it’s important to understand what liability insurance covers before you make the investment.cl If you get sued for personal […]

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CORONAVIRUS: Impact to Your Business, Health and Happiness

While it’s still hard to tell how the Coronavirus will impact us in the long term, it’s become a subject that’s impossible to ignore. While some are advocating we prepare to be quarantined, potentially for months, others are saying the virus is nothing more than a common cold. The World Health Organization takes a more […]

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Facing Your First Lawsuit? Here Are the Steps You Need To Get You Through

Facing your first lawsuit as a business owner can throw you into emotional turmoil and fear, understandably. Suddenly you are faced with extraordinary costs and uncertainty. Even worse, the lawsuit may be reflecting back to you your greatest fears about yourself, and perhaps even about the work you do. But a lawsuit doesn’t have to […]

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Time to Operate as a Real Business!

With the passage of AB5 in California (the new law that imposes significant risk on employers who mischaracterize employees as independent contractors), and the potentiality for that same law to be applied across the United States, you may be considering incorporating to strengthen your position that you are not an employee. If so, we think […]

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Time to Change Your Practices if You Are an IC or Employ an IC in CA

If you are an Independent Contractor in California, or you have any team members in California that you have hired as an Independent Contractor, you must contact a Creative Business Lawyer®  immediately to discuss your options. You can read the summary of AB5 on Wikipedia, including legal challenges to the law. And, you can read […]

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What is Cyber Insurance?

Q: What is cyber insurance? -Tech Newbie A: Dear Newbie: Cyber insurance offers protection against damages resulting from threats to your company’s computer systems and data, such as hacking, data breaches, network failures, and other events. If your computer network is breached and your data is lost, stolen, or compromised, the cost to recover and […]

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5 Ways Startups Can Improve Cash-Flow Management

Although cash is the lifeblood that sustains every business, far too many entrepreneurs don’t have a proper handle on their cash flow. And this is despite the fact that statistics consistently show that running out of money is one of the primary reasons startups fold. Trying to run a business without meticulously managing your cash […]

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4 Advantages of Accepting Cryptocurrency As a Payment Option

With the proliferation of web-based mobile technology, consumers have come to expect a variety of digital payment options. From online payment platforms, such as PayPal and Venmo, to mobile wallet services like Apple Pay and Google Wallet, today’s business owners have a number of different payment systems to choose from. But perhaps the most innovative […]

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5 Events That Necessitate An Immediate Review Of Your Insurance Coverage

When launching a new business, it’s critical to invest in the proper types and level of insurance coverage to protect your budding company from liability. But like other foundational business systems, if your insurance isn’t regularly reviewed and updated as your operation grows, your coverage may prove inadequate, putting your business at serious risk. In […]

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4 Estate Planning Documents No Entrepreneur Should Be Without

Though most entrepreneurs understand the value of effective business planning, fewer are aware of the critical role estate planning plays in their company’s success. Yet considering what would happen to your business upon your death or in the event of your incapacity is one of the single-most important things you can do for your business. […]

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Make Sure You Actually Own The Work You Pay Contractors To Produce

While hiring independent contractors (ICs) offers a range of valuable benefits in terms of cost savings and convenience, it also opens your business up to some unique legal and financial complications. This is particularly true when it comes to your company’s intellectual property (IP).  Unlike employees, with whom you generally own automatic copyrights to everything […]

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